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We are one of India's Most Progressive Automobile Finance Companies. With an aspiration to empower Indians and human ambition, we offer fund and non-fund based financial services to retail, corporate and institutional customers through the wide network of branches of Muthoot Fincorp Ltd, group's flagship Company.

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Stay Informed with Our Latest Blogs

Discover expert insights, industry trends, and practical tips in our regularly updated blog section.

Our Blogs

Get new approaches and expert insight through our blog, which covers various subjects, industry progress, and strategic tips. Stay updated by searching for materials that help you keep forward and make an alternative to be informed with confidence.

MCWG Full Form in Driving Licence: Meaning, Benefits & How To Apply [2025 Explained]
April 17, 2025

MCWG Full Form in Driving Licence: Meaning, Benefits & How To Apply [2025 Explained]

If you’ve recently applied for or renewed your driving license, you may have encountered the code MCWG. The term MCWG stands for Motorcycle With Gear and is often seen in official documents issued by the Regional Transport Office (RTO). Many people are unaware of its significance or its impact on daily riding. Understanding MCWG on your driving license is crucial for anyone intending to ride a geared motorcycle legally in India. Whether you plan to purchase a bike, apply for a two-wheeler loan, or simply want clarity before visiting the RTO, knowing the MCWG full form and its implications is essential for safe and compliant riding.

Is Bike Loan Secured or Unsecured?
March 24, 2025

Is Bike Loan Secured or Unsecured?

When planning to purchase a two wheeler, paying the entire cost in one go can be a daunting experience. Most people opt for a bike loan so that the bike becomes economical for them. But before applying, you have to know whether the two wheeler loan is secured or unsecured. Both forms of loans operate differently, and making the right decision might affect your repayment terms, interest rates, and lending experience. This guide describes both loans, how they work, their advantages and disadvantages, and which one of them could suit you better. If you're considering taking a two wheeler loan, read this guide and make your choice.

How to Get a Two-Wheeler Loan with a Low CIBIL Score?
March 24, 2025

How to Get a Two-Wheeler Loan with a Low CIBIL Score?

Purchasing a two-wheeler is a convenient choice. It helps in daily commuting, saves time, and is flexible. But not everyone opts for an upfront payment, making a two-wheeler loan a practical choice for many. Getting a two-wheeler loan for low CIBIL score or even a two-wheeler loan without CIBIL isn’t just about applying and signing papers. Lenders check your CIBIL score for a bike loan before deciding whether to approve your application. However, if you have a low CIBIL score for a bike loan, it doesn’t mean you can’t get a bike loan for low CIBIL score. You can still explore options like a two-wheeler loan without CIBIL or a two-wheeler loan for low CIBIL score by taking the right approach. This guide explains four practical steps to improve your chances of getting a bike loan for low CIBIL score or a two-wheeler loan without CIBIL.

Amma Two Wheeler Scheme: Download Application Forms, Details
March 24, 2025

Amma Two Wheeler Scheme: Download Application Forms, Details

Owning a two-wheeler can make a huge difference in your daily life, especially if you travel a lot for work. For many women, especially in Tamil Nadu, having a personal vehicle is not just about convenience but independence. The Amma Two Wheeler Scheme was launched to help working women purchase scooters at a subsidised rate, particularly those from economically weaker backgrounds. This two wheeler scheme for ladies has become a popular initiative, often referred to by some as a "free scooty scheme" due to its significant financial support. Under this two wheeler scheme for ladies, eligible women can get a 50% subsidy or INR 25,000 (whichever is lower) on the cost of a gearless or auto-geared two-wheeler. The remaining amount can be paid through a two-wheeler loan or personal savings. The Amma Two Wheeler Scheme is open to women from both rural and urban areas of Tamil Nadu. If you wish to understand in detail, this blog will help you explore the eligibility requirements, benefits, reservation quotas, and application process of the Amma Two Wheeler Scheme. This post will also discuss how to download the Amma Two Wheeler Scheme application form, whether you’re from a rural or urban area.

Know the Minimum CIBIL Score Required for a Bike Loan
March 24, 2025

Know the Minimum CIBIL Score Required for a Bike Loan

Securing a bike loan is a significant step towards owning your desired two-wheeler. A crucial factor that lenders consider during the loan application process is your CIBIL score. Understanding the minimum CIBIL score for a bike loan is vital for prospective borrowers, helping you assess your eligibility and improve your chances of approval. This guide will help you understand the significance of the CIBIL score for bike loans, guiding you through the requirements and empowering you to make informed decisions towards financing your ride.

TVS Raider Price in India – Mileage, Colours, Images, and Specifications
March 11, 2025

TVS Raider Price in India – Mileage, Colours, Images, and Specifications

Engine Capacity 124.8cc Mileage 56.7 kmpl Kerb Weight 123 kg Transmission 5 Speed Manual Braking System Combined Braking System Fuel Tank 10 Litre Seat Height 780 mm

Yamaha MT 15 Price in India – Mileage, Colours, Images, and Specifications
March 11, 2025

Yamaha MT 15 Price in India – Mileage, Colours, Images, and Specifications

The Yamaha MT 15 BS6 is truly a standout choice for riders craving a thrilling yet practical motorcycle. Renowned for its bold design and impressive mileage, Yamaha MT 15 delivers exceptional fuel efficiency paired with dynamic performance. The BS6-compliant engine ensures the bike meets modern emission standards while keeping the ride safe and eco-friendly. The Yamaha MT 15 is a fantastic pick for those seeking a blend of style, agility, and affordability. Whether you’re weaving through city streets or hitting the open road, its versatile performance and striking looks make it a favorite among bike enthusiasts.

Royal Enfield Hunter 350 Price in India – Mileage, Colours, Images, and Specifications
March 11, 2025

Royal Enfield Hunter 350 Price in India – Mileage, Colours, Images, and Specifications

The Royal Enfield Hunter 350 BS6 is indeed a great option for those looking for a stylish and affordable motorcycle. Known for its impressive Royal Enfield Hunter 350 mileage, it offers excellent fuel efficiency paired with classic appeal. The BS6 version of this bike features a refined, eco-friendly engine that meets the latest emission standards, making it a perfect blend of tradition and modernity. The Royal Enfield Hunter 350 is a great option for those seeking an affordable, fuel-efficient, and iconic motorcycle. Its neo-retro design and versatile performance make it a top choice for city riders as well as those planning longer journeys.

Best Bikes Under 1 Lakh in India – 2025 Price, Offers
March 11, 2025

Best Bikes Under 1 Lakh in India – 2025 Price, Offers

In 2025, the Indian two-wheeler market offers a wide range of bikes delivering great value within the under Rs 1 Lakh price segment. This category appeals to a broad audience, from first-time riders to bike enthusiasts seeking budget-friendly upgrades. The appeal of the best motorcycle under 1 Lakh lies in its balance of affordability, performance, and low maintenance costs. This blog explores the top 10 bikes under 1 Lakh, highlighting options for the best bike for long drives under 1 Lakh, the best mileage bikes under 1 Lakh, and the exciting offers available.

How to Check Two-Wheeler/Vehicle Loan Status Online?
January 16, 2025

How to Check Two-Wheeler/Vehicle Loan Status Online?

In today's digital-first world, managing financial matters online has become the norm, and this includes monitoring your vehicle loan status. Whether it’s a bike or a car, staying updated on your loan status not only helps in better financial planning but also ensures you are on top of any dues or discrepancies. Here's a detailed guide on how you can check your vehicle loan status online, simplifying what might seem like a daunting process into straightforward steps.

Top Bikes Under 80000 in India
January 16, 2025

Top Bikes Under 80000 in India

The Indian two-wheeler market offers a range of reliable and economical commuting options. Especially for those on a budget, finding a bike under Rs. 80,000 that doesn’t skimp on quality, performance, or features is easier than you think, thanks to several options available. This guide lists some of the best bikes under Rs. 80,000 you can buy in India, providing great value for money and dependable performance.

Top 7 Best Mileage Bikes in India
January 16, 2025

Top 7 Best Mileage Bikes in India

With fuel prices on the rise and sustainability becoming a priority, it is crucial to identify the most fuel-efficient bikes in India. Fuel-efficient bikes offer both practicality for daily commutes and cost-effectiveness for weekend rides. This article highlights the top 7 best mileage bikes known for their fuel efficiency in India. These bikes are not just fuel-savers but also come with upgraded features, ensuring great performance without sacrificing efficiency.

Hero Splendor Plus Price in India – Mileage, Colours, Images, and Specifications
October 11, 2024

Hero Splendor Plus Price in India – Mileage, Colours, Images, and Specifications

The Hero Splendor Plus, a popular motorcycle in India, is known for its impressive fuel efficiency. Equipped with a 97.2 cc engine, this bike offers a practical solution for daily commuting. The mileage can vary based on factors like road conditions, riding habits, and maintenance. The bike's fuel system has been upgraded to a fuel-injection setup with Hero's 'XSens technology,' optimising fuel consumption and enhancing the overall performance. With its combined braking system and efficient engine design, the Splendor Plus continues to be a favourite for its reliability and cost-effectiveness.

Hero Optimia Electric Scooters Price in India – Mileage, Colours, Images, and Specifications
September 30, 2024

Hero Optimia Electric Scooters Price in India – Mileage, Colours, Images, and Specifications

The Hero Optima Electric Scooter is a smart and eco-friendly option for city travel. With its modern design and lightweight body, it’s easy to handle and perfect for navigating busy streets. The scooter is powered by an efficient electric motor, providing a smooth and quiet ride while helping you save on fuel costs. It features a clear digital display that shows important information, plus ample storage space for your belongings. The durable battery ensures a good range, allowing you to travel longer distances without worry. Ideal for anyone looking to reduce their carbon footprint, the Hero Optima combines practicality with style, making it a great choice for everyday commuting.

What is a BS6 Engine & How BS6 Engines work, BS4 Vs BS6
September 24, 2024

What is a BS6 Engine & How BS6 Engines work, BS4 Vs BS6

The introduction of BS6 engines has brought a major shift to the automobile industry in India, replacing the older BS4 engines. If you're considering purchasing a new vehicle, particularly a two-wheeler, it's crucial to understand what is a BS6 engine, how it functions, and the key differences between BS4 and BS6. The shift from BS4 to BS6 was driven by environmental concerns with the government implementing stricter emission norms under the BS6 (full form - Bharat Stage 6) regulations. These new standards have impacted engine design and functionality, resulting in cleaner and more efficient vehicles. Understanding the BS4 and BS6 difference is important not only for vehicle performance but also for the financial considerations involved when purchasing a BS6 vehicle.

How Much Minimum Down Payment is Required for Two-Wheeler Loan?
September 24, 2024

How Much Minimum Down Payment is Required for Two-Wheeler Loan?

Owning a bike or scooty has become necessary for many people across India. The convenience of navigating through busy streets and reducing commuting time makes two-wheelers the go-to choice for most urban dwellers. However, purchasing a two-wheeler outright may not always be affordable for everyone. That’s where two-wheeler finance comes in, offering flexible loan options to make the dream of owning a bike possible. A key factor that determines the affordability of a Two-Wheeler Loan is the minimum down payment. This blog will discuss low down payment bike options, the process of making a bike down payment, and the flexible down payment for bike loan options.

Differences Between Air Cooled vs Oil Cooled vs Liquid Cooled Engines
September 24, 2024

Differences Between Air Cooled vs Oil Cooled vs Liquid Cooled Engines

When it comes to two-wheeler engines, the cooling system plays a crucial role in ensuring optimal performance and longevity. With the growing popularity of liquid-cooled engine bikes, many riders are exploring the differences between air-cooled, oil-cooled, and liquid-cooled engine bikes. Understanding these differences can help you choose the right engine for your needs, whether you’re looking for better efficiency or smoother rides. Let’s explore the pros and cons of each cooling system and how they compare.

What is IGST (Integrated Goods & Services Tax)? Meaning, Full Form, Benefits & Example
September 9, 2024

What is IGST (Integrated Goods & Services Tax)? Meaning, Full Form, Benefits & Example

IGST is a vital part of India’s Goods and Services Tax (GST) system, which revolutionised the country’s tax structure. Introduced to simplify indirect taxes on goods and services, IGST applies specifically to interstate trade, ensuring taxation occurs seamlessly across state borders. This blog will explore the IGST full form, IGST meaning, its features, the differences between CGST, SGST, and IGST, and how it works.

How To Check Active Loan On PAN Card Online? A Complete Guide
September 9, 2024

How To Check Active Loan On PAN Card Online? A Complete Guide

Technological advancements have made tracking data much easier. With the help of various dedicated organisations and service providers, you can check your loan status on a PAN card and track all your financial commitments easily. If you’re wondering how to check all my loan details by PAN number or how to check an active loan on a PAN card, this comprehensive guide will walk you through the steps, providing simple yet effective methods. Whether you have a Personal Loan, Two-Wheeler Loan, or Home Loan, keeping track of all active loans is crucial for financial management. Read this blog to learn ack of all active loans is crucial for financial management. Read this blog and stay informed about your financial standing.

Exclusive Two-Wheeler Loan for Salaried Employees
September 9, 2024

Exclusive Two-Wheeler Loan for Salaried Employees

Considering the skyrocketing prices of vehicles, it is often difficult to manage the cost of a new bike with regular savings. For employees with set salaries, owning a bike is sometimes challenging. This is where financing options such as a Two-Wheeler Loan come in handy. This credit facility bridges the gap between you and your favourite bike by offering the necessary funds.

Onam Delights: Special Two-Wheeler Loan Offers for Onam
September 5, 2024

Onam Delights: Special Two-Wheeler Loan Offers for Onam

Onam is a festival heralding joy and prosperity. This annual harvest and cultural festival brings new enthusiasm. On the other hand, you can magnify your happiness by bringing the bike home you have always desired. With the best two-wheeler loan offered by Muthoot Capital, you are never far from your dream bike. If you’ve been waiting for the right time to buy that dream bike, these Onam-special loan deals are just for you.

Bajaj Dominar 250 Price in India – Mileage, Colours, Images, and Specifications
August 30, 2024

Bajaj Dominar 250 Price in India – Mileage, Colours, Images, and Specifications

The Bajaj Dominar 250 is a versatile motorcycle designed for both everyday use and long trips. It features a powerful 248.77 cc engine that makes the bike quick and responsive, producing 27 horsepower and 23.5 Nm of torque. This makes it fun and exciting to ride. The engine also uses a special cooling system and twin spark technology, which help it run smoothly and efficiently. These features make the Dominar 250 a great choice for riders looking for a reliable and capable bike for all sorts of rides, from short local trips to adventurous long-distance journeys.

How to Pay Muthoot Capital Loan EMI Online?
July 21, 2024

How to Pay Muthoot Capital Loan EMI Online?

The rise of digital platforms has made managing your Muthoot Capital loan payment easier than ever. Gone are the days of waiting in long queues or stressing over timely EMI payments. Thanks to Muthoot capital’s online payment options which seamlessly allows you to manage any kind of loan be it a two-wheeler loan or a used car loan. Let’s shed light on how Muthoot Capital allows you to pay your EMI online by just following a few steps which will help you save time and effort.

TVS Jupiter 125 Price in India – Mileage, Colours, Images, and Specifications
July 16, 2024

TVS Jupiter 125 Price in India – Mileage, Colours, Images, and Specifications

TVS Jupiter 125 is the latest offering from TVS Motors, designed to change your riding experience. With its advanced features, superior performance, and stylish design, the Jupiter 125 is set to redefine your journey on the road. Explore the key highlights, specifications, features, and finance options of the TVS Jupiter 125.

TVS iQube Electric – Checkout the Price, Mileage, Colours & Finance Options
July 12, 2024

TVS iQube Electric – Checkout the Price, Mileage, Colours & Finance Options

The TVS iQube Electric is setting a new benchmark for electric scooters in India, combining the latest technology with efficient performance. This guide will explore everything from its price and specifications to the variety of colour options and unique features.

Honda Dio 125 Price in India – Mileage, Colours, Images, and Specifications
July 10, 2024

Honda Dio 125 Price in India – Mileage, Colours, Images, and Specifications

The Honda Dio 125 is a sleek, stylish, and powerful scooter that has become a popular choice among riders in India. Its impressive design, advanced features, and reliable performance make it a standout in its category. This guide will provide a comprehensive overview of the Honda Dio 125, covering its prices, the Honda Dio 125 mileage, colours, specifications, and more. The Honda Dio 125 Smart OBD2 comes equipped with a powerful 123.92cc engine that delivers 8.16 bhp and 10.4 Nm of torque. It features a combined braking system CBS for enhanced safety and is available in various vibrant colours. The Smart variant includes advanced H-Smart technology, offering features like keyless start and enhanced security.

Honda Activa 6G Price in India – Mileage, Colours, Images, and Specifications
June 28, 2024

Honda Activa 6G Price in India – Mileage, Colours, Images, and Specifications

The Honda Activa 6G H-Smart is an epitome of innovation and sophistication in the scooter market. It comes equipped with a powerful 109.51cc fan-cooled, 4-stroke, single-cylinder engine, delivering a maximum power of 7.84 PS at 8000 rpm and a peak torque of 8.90 Nm at 5500 rpm. The engine features fuel injection technology, ensuring smooth and efficient performance while meeting BS6 emission standards. The Activa 6G H-Smart boasts a host of advanced features aimed at enhancing convenience, safety, and overall riding experience. Its Smart Key system allows for keyless ignition, while the H-Smart technology ensures a silent start with an ACG starter motor, minimising noise and vibrations during startup. Additionally, the scooter is equipped with an engine start switch for added convenience. In terms of safety, the Activa 6G H-Smart incorporates Honda’s patented Enhanced Smart Power (ESP) technology, which optimises engine performance for improved fuel efficiency and reduced emissions. The scooter also features a combi brake system, ensuring efficient braking performance and enhanced stability during sudden stops.

Bajaj Dominar 400 Price in India – Mileage, Colours, Images, and Specifications
June 26, 2024

Bajaj Dominar 400 Price in India – Mileage, Colours, Images, and Specifications

The Bajaj Dominar 400 is designed as a high-performance sports tourer that suits everyday commuting and long road trips alike. Powered by a strong 373.3 cc DOHC engine, it offers a smooth and powerful riding experience. This motorcycle combines top-notch technology with great ride comfort, ensuring it meets the demands of a variety of riders. Its robust engine and advanced features make the Dominar 400 an ideal choice for those who want a dependable and thrilling bike for daily use and adventure. Whether you’re commuting to work or exploring new terrains, the Dominar 400 is built to perform.

Is Bike Loan Secured or Unsecured?
January 7, 2025

Is Bike Loan Secured or Unsecured?

When planning to purchase a two wheeler, paying the entire cost in one go can be a daunting experience. Most people opt for a bike loan so that the bike becomes economical for them. But before applying, you have to know whether the two wheeler loan is secured or unsecured. Both forms of loans operate differently, and making the right decision might affect your repayment terms, interest rates, and lending experience.

MSWG Full Form in Driving Licence: Meaning, Benefits & How To Apply (2025 Explained)
March 1, 2025

MSWG Full Form in Driving Licence: Meaning, Benefits & How To Apply (2025 Explained)

If you’ve recently applied for or renewed your driving license, you may have encountered the code MCWG. The term MCWG stands for Motorcycle With Gear and is often seen in official documents issued by the Regional Transport Office (RTO). Many people are unaware of its significance or its impact on daily riding. Understanding MCWG on your driving license is crucial for anyone intending to ride a geared motorcycle legally in India.

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